:root {
  color-scheme: dark;
  --bg: #111318;
  --surface: #191c23;
  --surface-raised: #20242d;
  --surface-soft: #171920;
  --line: #303540;
  --line-strong: #414856;
  --text: #f4f5f7;
  --muted: #a5a9b5;
  --quiet: #767c8b;
  --brand: #7779f2;
  --brand-strong: #8a8cff;
  --brand-soft: rgba(119, 121, 242, 0.14);
  --success: #58d6a3;
  --success-soft: rgba(88, 214, 163, 0.11);
  --warning: #edbc79;
  --warning-soft: rgba(237, 188, 121, 0.1);
  --danger: #ff788a;
  --danger-soft: rgba(255, 120, 138, 0.1);
  --shadow: 0 28px 80px rgba(0, 0, 0, 0.32);
  --radius: 18px;
  --radius-small: 11px;
  font-family: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

* { box-sizing: border-box; }

html { min-height: 100%; background: var(--bg); }

body {
  min-height: 100vh;
  margin: 0;
  color: var(--text);
  background:
    radial-gradient(circle at 8% -10%, rgba(91, 92, 180, 0.2), transparent 32rem),
    radial-gradient(circle at 100% 100%, rgba(35, 108, 92, 0.09), transparent 28rem),
    var(--bg);
  font-size: 15px;
  line-height: 1.5;
}

button, input, textarea { font: inherit; }
button { color: inherit; }

.hidden { display: none !important; }

.skip-link {
  position: fixed;
  z-index: 100;
  top: 10px;
  left: 10px;
  padding: 10px 14px;
  border-radius: 8px;
  color: #111318;
  background: white;
  transform: translateY(-180%);
}

.skip-link:focus { transform: translateY(0); }

.site-header,
.site-footer {
  width: min(1180px, calc(100% - 40px));
  margin-inline: auto;
}

.site-header {
  min-height: 82px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.065);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 13px;
  color: var(--text);
  text-decoration: none;
}

.brand-mark {
  font-size: 30px;
  font-weight: 780;
  line-height: 1;
  letter-spacing: -0.11em;
}

.brand-divider { width: 1px; height: 24px; background: var(--line-strong); }
.brand-product { color: var(--muted); font-size: 13px; font-weight: 760; letter-spacing: 0.11em; text-transform: uppercase; }

.header-actions { display: flex; align-items: center; gap: 18px; }
.secure-label { display: flex; align-items: center; gap: 8px; color: var(--muted); font-size: 12px; font-weight: 650; }
.secure-dot { width: 8px; height: 8px; border-radius: 999px; background: var(--success); box-shadow: 0 0 0 5px rgba(88, 214, 163, 0.09); }
.text-button { padding: 0; border: 0; color: #babbff; background: transparent; cursor: pointer; font-size: 12px; text-decoration: underline; text-underline-offset: 4px; }
.text-button:hover { color: white; }

main {
  width: min(1180px, calc(100% - 40px));
  min-height: calc(100vh - 160px);
  margin: 0 auto;
  padding: 42px 0 64px;
}

main:focus { outline: none; }

.site-footer {
  min-height: 78px;
  padding: 24px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.065);
  display: flex;
  justify-content: space-between;
  gap: 20px;
  color: var(--quiet);
  font-size: 11px;
  letter-spacing: 0.04em;
}

.loading-panel,
.gate-panel,
.error-panel,
.complete-page {
  min-height: 500px;
  border: 1px solid var(--line);
  border-radius: 24px;
  background: linear-gradient(140deg, rgba(119, 121, 242, 0.09), transparent 42%), var(--surface);
  box-shadow: var(--shadow);
}

.loading-panel { display: grid; place-content: center; justify-items: center; gap: 14px; color: var(--muted); }
.spinner { width: 28px; height: 28px; border: 2px solid var(--line-strong); border-top-color: var(--brand-strong); border-radius: 50%; animation: spin 0.8s linear infinite; }
@keyframes spin { to { transform: rotate(360deg); } }
@media (prefers-reduced-motion: reduce) { .spinner { animation-duration: 2s; } }

.gate-panel,
.error-panel,
.complete-page {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(360px, 1.1fr);
  overflow: hidden;
}

.gate-aside,
.gate-main,
.error-main,
.complete-main { padding: clamp(36px, 6vw, 78px); }

.gate-aside {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  border-right: 1px solid var(--line);
  background: rgba(17, 19, 24, 0.46);
}

.gate-main,
.error-main,
.complete-main { display: flex; flex-direction: column; justify-content: center; align-items: flex-start; }
.error-main { grid-column: 1 / -1; min-height: 500px; }

.eyebrow { margin: 0 0 10px; color: #a5a6ff; font-size: 10px; font-weight: 800; letter-spacing: 0.18em; text-transform: uppercase; }
h1, h2, h3, p { margin-top: 0; }
h1 { margin-bottom: 16px; font-size: clamp(34px, 5vw, 58px); line-height: 1.03; letter-spacing: -0.045em; }
h2 { margin-bottom: 8px; font-size: 24px; line-height: 1.2; letter-spacing: -0.025em; }
h3 { margin-bottom: 6px; font-size: 16px; line-height: 1.3; }
.lede { max-width: 620px; color: var(--muted); font-size: 16px; }
.fine-print { color: var(--quiet); font-size: 12px; }

.security-points { display: grid; gap: 16px; margin-top: 44px; }
.security-point { display: grid; grid-template-columns: 34px 1fr; gap: 12px; align-items: start; }
.security-point-icon,
.task-icon,
.notice-icon,
.activity-icon {
  display: grid;
  place-items: center;
  flex: 0 0 auto;
  border: 1px solid rgba(119, 121, 242, 0.28);
  color: #bfc0ff;
  background: var(--brand-soft);
}
.security-point-icon { width: 34px; height: 34px; border-radius: 10px; }
.security-point strong { display: block; margin-bottom: 2px; font-size: 13px; }
.security-point span { color: var(--quiet); font-size: 12px; }
.icon { display: block; width: 18px; height: 18px; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; fill: none; }

.primary-button,
.secondary-button,
.upload-button {
  min-height: 44px;
  border: 1px solid transparent;
  border-radius: 10px;
  padding: 11px 17px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  font-weight: 730;
  cursor: pointer;
  transition: transform 120ms ease, border-color 120ms ease, background 120ms ease;
}

.primary-button { color: white; background: linear-gradient(135deg, var(--brand-strong), #6769de); box-shadow: 0 10px 28px rgba(100, 102, 220, 0.22); }
.secondary-button,
.upload-button { border-color: var(--line-strong); color: var(--text); background: #252a34; }
.primary-button:hover:not(:disabled),
.secondary-button:hover:not(:disabled),
.upload-button:hover:not(:disabled) { transform: translateY(-1px); border-color: #666d7c; }
button:focus-visible, input:focus-visible, textarea:focus-visible { outline: 3px solid rgba(138, 140, 255, 0.35); outline-offset: 2px; }
button:disabled { opacity: 0.55; cursor: not-allowed; }
.button-icon { width: 17px; height: 17px; }
.gate-main .primary-button { margin-top: 18px; min-width: 190px; }

.workspace { display: grid; gap: 28px; }
.workspace-hero {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 34px;
  align-items: end;
  padding: 34px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: linear-gradient(125deg, rgba(119, 121, 242, 0.13), transparent 52%), var(--surface);
  box-shadow: var(--shadow);
}
.workspace-hero h1 { max-width: 740px; margin-bottom: 10px; font-size: clamp(31px, 4vw, 48px); }
.loan-meta { display: flex; flex-wrap: wrap; gap: 8px 18px; color: var(--muted); font-size: 13px; }
.loan-meta span { display: inline-flex; align-items: center; gap: 7px; }
.loan-meta span + span::before { content: ""; width: 4px; height: 4px; margin-right: 6px; border-radius: 50%; background: var(--line-strong); }

.progress-card { min-width: 230px; padding: 18px; border: 1px solid var(--line-strong); border-radius: 14px; background: rgba(15, 17, 22, 0.52); }
.progress-top { display: flex; justify-content: space-between; align-items: baseline; gap: 14px; margin-bottom: 10px; }
.progress-top strong { font-size: 28px; line-height: 1; }
.progress-top span { color: var(--muted); font-size: 11px; }
progress { width: 100%; height: 8px; overflow: hidden; border: 0; border-radius: 999px; background: #2b303a; }
progress::-webkit-progress-bar { border-radius: 999px; background: #2b303a; }
progress::-webkit-progress-value { border-radius: 999px; background: linear-gradient(90deg, #7173ec, #8b8dff); }
progress::-moz-progress-bar { border-radius: 999px; background: linear-gradient(90deg, #7173ec, #8b8dff); }
.refresh-state { margin: 9px 0 0; color: var(--quiet); font-size: 10px; }

.content-grid { display: grid; grid-template-columns: minmax(0, 1.65fr) minmax(300px, 0.75fr); gap: 22px; align-items: start; }
.section-heading { display: flex; justify-content: space-between; gap: 20px; align-items: end; margin-bottom: 14px; }
.section-heading h2 { margin: 0; }
.section-heading p { margin: 3px 0 0; color: var(--muted); font-size: 12px; }
.task-count { color: var(--quiet); font-size: 11px; white-space: nowrap; }
.task-list { display: grid; gap: 12px; }

.details-panel {
  padding: 22px 24px;
  border: 1px solid var(--line);
  border-radius: var(--radius-small);
  background: var(--surface);
}
.details-panel .section-heading { margin-bottom: 16px; }
.details-panel .eyebrow { margin-bottom: 4px; }
.details-panel h2 { font-size: 19px; }
.detail-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 8px; }
.detail-row {
  min-height: 78px;
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 14px;
  align-items: center;
  padding: 12px 13px;
  border: 1px solid var(--line);
  border-radius: 9px;
  background: var(--surface-soft);
}
.detail-copy { min-width: 0; }
.detail-copy > span { display: block; margin-bottom: 4px; color: var(--quiet); font-size: 9px; font-weight: 750; letter-spacing: .05em; text-transform: uppercase; }
.detail-value { display: block; overflow: hidden; color: var(--text); font-size: 12px; text-overflow: ellipsis; white-space: nowrap; }
.detail-action .secondary-button { min-height: 33px; padding: 6px 10px; font-size: 9px; }
.detail-copy .form-error { min-height: 0; margin-top: 4px; }
.field-input {
  width: 100%;
  min-height: 36px;
  padding: 8px 10px;
  border: 1px solid var(--line-strong);
  border-radius: 8px;
  color: var(--text);
  background: #12151a;
  font-size: 12px;
}

.task-card,
.side-panel {
  border: 1px solid var(--line);
  border-radius: var(--radius-small);
  background: var(--surface);
}
.task-card { padding: 20px; }
.task-card[data-tone="warning"] { border-color: rgba(237, 188, 121, 0.35); }
.task-card[data-tone="success"] { border-color: rgba(88, 214, 163, 0.24); }
.task-header { display: grid; grid-template-columns: 42px minmax(0, 1fr) auto; gap: 13px; align-items: start; }
.task-icon { width: 42px; height: 42px; border-radius: 12px; }
.task-title p { margin: 0; color: var(--muted); font-size: 12px; }
.status-pill { min-height: 26px; padding: 5px 9px; border: 1px solid var(--line-strong); border-radius: 999px; color: var(--muted); background: rgba(255,255,255,0.025); font-size: 9px; font-weight: 800; letter-spacing: 0.07em; text-transform: uppercase; white-space: nowrap; }
.status-pill[data-tone="success"] { border-color: rgba(88, 214, 163, 0.3); color: var(--success); background: var(--success-soft); }
.status-pill[data-tone="warning"] { border-color: rgba(237, 188, 121, 0.32); color: var(--warning); background: var(--warning-soft); }
.task-actions { margin: 17px 0 0 55px; padding-top: 16px; border-top: 1px solid var(--line); }
.upload-row { display: flex; flex-wrap: wrap; align-items: center; gap: 11px; }
.file-input { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; }
.upload-hint { color: var(--quiet); font-size: 10px; }
.upload-progress { display: grid; gap: 7px; margin-top: 12px; }
.upload-progress p { margin: 0; color: var(--muted); font-size: 11px; }
.document-list { display: grid; gap: 7px; margin-top: 13px; }
.document-row { display: grid; grid-template-columns: 24px minmax(0, 1fr) auto; gap: 9px; align-items: center; padding: 9px 11px; border-radius: 8px; background: rgba(255,255,255,0.025); }
.document-row strong { overflow: hidden; text-overflow: ellipsis; white-space: nowrap; font-size: 11px; }
.document-row span { color: var(--quiet); font-size: 9px; }

.notice { margin-top: 14px; padding: 12px; display: grid; grid-template-columns: 28px 1fr; gap: 10px; border: 1px solid rgba(237, 188, 121, 0.24); border-radius: 9px; color: #e4c99f; background: var(--warning-soft); font-size: 11px; }
.notice-icon { width: 28px; height: 28px; border: 0; color: var(--warning); background: transparent; }
.notice strong { display: block; color: var(--text); margin-bottom: 2px; }

.sidebar { display: grid; gap: 14px; }
.side-panel { padding: 20px; }
.side-panel h2 { font-size: 17px; }
.side-panel > p { color: var(--muted); font-size: 12px; }
.stack-form { display: grid; gap: 11px; margin-top: 16px; }
label { color: var(--muted); font-size: 11px; font-weight: 650; }
textarea {
  width: 100%;
  min-height: 94px;
  resize: vertical;
  margin-top: 7px;
  padding: 11px 12px;
  border: 1px solid var(--line-strong);
  border-radius: 9px;
  color: var(--text);
  background: #15181e;
  line-height: 1.45;
}
.form-footer { display: flex; justify-content: flex-end; }
.form-error { min-height: 18px; margin: 0; color: var(--danger); font-size: 11px; }
.side-panel .secondary-button { min-height: 38px; padding: 8px 12px; font-size: 11px; }
.comment-list { display: grid; gap: 9px; margin-top: 16px; }
.comment { padding: 10px 11px; border-radius: 9px; background: var(--surface-soft); }
.comment p { margin: 0 0 4px; font-size: 11px; white-space: pre-wrap; }
.comment span { color: var(--quiet); font-size: 9px; }

.consent-list { display: grid; gap: 10px; margin-top: 14px; }
.consent-card { padding: 12px; border: 1px solid var(--line); border-radius: 9px; background: var(--surface-soft); }
.consent-heading { display: flex; align-items: start; justify-content: space-between; gap: 10px; }
.consent-heading h3 { margin: 2px 0 0; font-size: 12px; }
.consent-card > p { margin: 9px 0 0; color: var(--muted); font-size: 10px; white-space: pre-wrap; }
.document-link { display: inline-block; margin-top: 10px; color: #babbff; font-size: 10px; text-underline-offset: 3px; }
.consent-check { display: grid; grid-template-columns: 17px 1fr; gap: 9px; margin: 12px 0; cursor: pointer; }
.consent-check input { width: 17px; height: 17px; margin: 1px 0 0; accent-color: var(--brand); }
.consent-check span { color: var(--muted); font-size: 10px; white-space: pre-wrap; }
.consent-card > .secondary-button { min-height: 36px; padding: 7px 11px; font-size: 10px; }

.submit-panel { padding: 22px; border: 1px solid rgba(119, 121, 242, 0.26); border-radius: var(--radius-small); background: linear-gradient(125deg, var(--brand-soft), transparent 72%), var(--surface); }
.submit-check { display: grid; grid-template-columns: 18px 1fr; gap: 10px; margin: 15px 0; cursor: pointer; }
.submit-check input { width: 18px; height: 18px; margin: 1px 0 0; accent-color: var(--brand); }
.submit-check span { color: var(--muted); font-size: 11px; }
.submit-panel .primary-button { width: 100%; }
.submit-note { margin: 10px 0 0; color: var(--quiet); font-size: 10px; text-align: center; }

.empty-tasks { min-height: 240px; display: grid; place-content: center; justify-items: center; padding: 30px; border: 1px dashed var(--line-strong); border-radius: var(--radius-small); color: var(--muted); text-align: center; }
.empty-tasks .task-icon { margin-bottom: 12px; }
.complete-main { grid-column: 1 / -1; min-height: 500px; align-items: center; text-align: center; }
.complete-mark { width: 70px; height: 70px; margin-bottom: 24px; display: grid; place-items: center; border: 1px solid rgba(88,214,163,.35); border-radius: 50%; color: var(--success); background: var(--success-soft); }
.complete-mark .icon { width: 32px; height: 32px; }
.complete-main h1 { max-width: 720px; }
.complete-main .lede { text-align: center; }
.complete-main .secondary-button { margin-top: 22px; }

.toast {
  position: fixed;
  z-index: 20;
  right: 22px;
  bottom: 22px;
  max-width: min(380px, calc(100vw - 44px));
  padding: 12px 15px;
  border: 1px solid var(--line-strong);
  border-radius: 10px;
  color: var(--text);
  background: #252a34;
  box-shadow: var(--shadow);
  opacity: 0;
  pointer-events: none;
  transform: translateY(8px);
  transition: opacity 150ms ease, transform 150ms ease;
  font-size: 12px;
}
.toast.visible { opacity: 1; transform: translateY(0); }
.error-code { margin-top: 18px; color: var(--quiet); font-family: ui-monospace, SFMono-Regular, Menlo, monospace; font-size: 10px; }

@media (max-width: 900px) {
  .gate-panel, .error-panel, .complete-page { grid-template-columns: 1fr; }
  .gate-aside { display: none; }
  .workspace-hero { grid-template-columns: 1fr; }
  .progress-card { min-width: 0; }
  .content-grid { grid-template-columns: 1fr; }
  .sidebar { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .submit-panel { grid-column: 1 / -1; }
}

@media (max-width: 620px) {
  .site-header, .site-footer, main { width: min(100% - 24px, 1180px); }
  .site-header { min-height: 70px; }
  .brand-mark { font-size: 26px; }
  .secure-label { font-size: 0; }
  .secure-dot { margin-right: 2px; }
  main { padding-top: 20px; }
  .gate-main, .error-main, .complete-main { padding: 30px 22px; }
  .workspace { gap: 16px; }
  .workspace-hero { padding: 22px; gap: 24px; }
  .details-panel { padding: 18px; }
  .detail-grid { grid-template-columns: 1fr; }
  .detail-row { align-items: start; }
  .loan-meta { display: grid; gap: 5px; }
  .loan-meta span + span::before { display: none; }
  .task-card { padding: 16px; }
  .task-header { grid-template-columns: 38px minmax(0, 1fr); }
  .task-icon { width: 38px; height: 38px; }
  .status-pill { grid-column: 2; justify-self: start; }
  .task-actions { margin-left: 0; }
  .sidebar { grid-template-columns: 1fr; }
  .site-footer { display: grid; }
}